Frequently Asked Questions

Welcome to the Xskape Finance FAQ. As part of our new business model, we're committed to transparency and helping you break out of mortgage prison with tailored loans from 40+ lenders. If your question isn't covered, contact us via our location-specific pages or upcoming channels like YouTube (@xskapebreakout) and X (@Xskapefinance).

  • Xskape Finance Pty Ltd (ABN 83 125 242 748) is an Australian mortgage broking firm specializing in sourcing competitive loans to suit your needs. Founded in 2007, we help clients discover better finance options, including slashing rates to save money. As a Credit Representative (316019) authorized under Australian Credit Licence 384704, we access deals from over 40 lenders and banks to deliver personalized solutions.

  • We provide a diverse range of loans tailored to various lifestyles and needs, including home loans for purchasing or refinancing, jetski loans, car loans, equipment loans for business assets, business loans for growth, medical loans for professionals, crypto loans for leveraging digital assets, boat loans, holiday loans, caravan loans, construction loans, bad debt loans, refinance loans, and debt consolidation loans. Our network of 40+ lenders ensures competitive terms across these options.

  • Applying is simple—visit www.xskape.com.au, select your loan type (many link to our home loan page for starters), and click "Apply Now" or "Get Approved." Provide your financial details, and we'll match you with suitable options from our lender network. For personalized guidance, use our city-specific contact pages, such as for Sydney or Melbourne.

  • Eligibility depends on the loan type but typically includes being an Australian resident, having a stable income, and meeting lender credit criteria. For specialized loans like business or crypto, you may need additional docs such as financial statements or asset proofs. We review applications case-by-case to find the best fit—contact us via a location page (e.g., Cronulla or Brisbane) for a pre-assessment.

  • Our rates are competitive and vary by loan type, your credit profile, market conditions, and chosen lender from our 40+ network. We focus on transparent, no-hidden-fee options to help you save. For a personalized quote, apply online or reach out through our contact pages—no obligation.

  • Privacy is a priority. All information is handled securely per our Privacy Policy (available at www.xskape.com.au/s/Privacy-Policy-2.pdf). We use your details only for loan processing and comply with Australian regulations to safeguard your data during applications.

  • Michael Paulse serves as the Director, bringing extensive finance expertise to guide our team. Follow his insights on X @Xskapefinance or Youtube for lending tips and updates.

  • We're based in Australia with a strong presence in New South Wales suburbs like Cronulla, Caringbah, Miranda, Gymea, Sutherland, Engadine, Wollongong, and Sydney areas such as Bondi, Coogee, and Marrickville. We also serve major cities including Melbourne, Brisbane, Canberra, Perth, Adelaide, and Tasmania via dedicated contact pages. Our primary operations focus on Australian clients, with potential NZ connections.

  • Our crypto loans let you borrow against digital assets without selling, providing liquidity while retaining ownership. As part of our innovative offerings, we connect you with lenders specializing in this niche for flexible terms—ideal for modern investors.

  • We stand out with access to 40+ lenders, a broad loan portfolio including unique options like jetski, boat, and bad debt loans, and a focus on empowering clients to "Xskape mortgage prison." Our new partnership program (/referral-program) allows firms to diversify income, plus we're expanding digitally with YouTube and X for better engagement. With over 17 years of service, we prioritize personalized, transparent finance.

  • Yes! Our referral program empowers your firm to grow by partnering with us for diversified income streams. Visit www.xskape.com.au/referral-program to learn more and join today.

  • Absolutely. Our bad debt loans are designed for those rebuilding credit, offering options to consolidate or refinance through our lender network. Eligibility is assessed individually—start by applying or contacting us.